We are an office with nine loan officers. We speak different languages and have different specialties. My job is to help my loan officers do their job well. Last year we studied mortgage law together. New loan officers are joining, and we are coaching them too. They all have to pass the mortgage loan officer exam before they can be loan officers. Helping the loan officers is a great opportunity for me to review all the relevant mortgage laws.

I'm what you call a "recovering attorney." You have heard of recovering alcoholics? Well, I'm a "recovering attorney." I was fascinated by being an attorney. But I worked myself too hard at it. I worked in the legal salt mines. I litigated before judges and juries. I have written probably 1,000 purchase and sale agreements, residential and commercial. I have escrowed probably 3,000 residential, commercial, and business escrows. I have facilitated probably 60 tax-deferred exchanges. I have written probably 200 wills and trusts. It was a challenge, and fun in a way. But it was too exhausting.

In 2000 I figured out that doing mortgages would use all my skills as an attorney and give me a huge and unfair advantage over other mortgage companies, and that I could make more money. Now my life is easier. I prefer working for a flat percentage of the deal rather than keeping track of my time and billing for it in tenths of an hour. People are more willing to pay when they pay AFTER the work is done and ONLY if it is done well.

I stir up the business and share my loans with the right loan officer or processor. We do the work together. I never work solo on a mortgage project. Two heads are better than one. There are fewer errors that way. I learned that practicing law. My loan officers learn more about the business. And I don't have to work so hard.

That leaves me more time to do what I like to do, like planting and digging in my garden, inventing recipes, playing my musical instruments, and work on my web sites and books.

I work with my dear wife Emelyn. She serves as office manager and loan officer.

I went to the University of Washington for law school. I wanted to go into environmental law. But I couldn't break into Seattle's very tight knit environmental law club. I tried Consumer Protection law. I was a member of SCAN, Seattle Consumer Action Network. I mostly represented people who bought used cars and got ripped off. To make a decent living I got into real estate law. 

Before that I was a school counselor. I quit after one year. Teachers don't' get the respect they deserve. Actually, I had already taken the Law School Aptitude Test, the L-SAT, before I started work as a counselor. It was while I was working on my M.Ed. in Psych that I took a legal seminar regarding student rights. That's what got me interested in law.

My main point is that we are real people here. We will treat you well and see that you get a good mortgage for a reasonable fee.

Fax me your credit report and your Ditech.com good faith estimate, and let us show you just how much better service we can give you for a lower fee.

I am working on a new web site at www.DealMortgageCorporation.com. It is a Joomla web site, and it will take me a while longer to figure out how to make it all work.

Call me at 425-774-6611 or 888-999-2022 for further information. Or e-mail me. The fax number is 425-776-8081. Click here to sign up for our e-mail messages, our printed mailings, or to request a call back.

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